Zip – Own it Now, Pay Later
Zip – own it now and pay later.
Really, Zip gives you the freedom to buy the things you love today. No fuss, no wait, no worries.
Nothing to pay today. We pay the store, you take the goods the same day.
Interest free. Easy interest free payments. No hidden fees.
Flexible repayments. Pay us back how you like – weekly, fortnightly or monthly.
Reusable account: A reusable account with a limit that suits your needs.
Whatever you want from Waster: Waste Management Australia, there’s a Zip for that.
Two great ways to help you own it.
All you need is:
A valid email address and mobile number.
Be at least 18 years old.
Be an Australian Citizen or Permanent Resident.
Have a good credit history.
How to use Zip:
Choose the account that’s right for you.
Sign up and get a decision in minutes.
Select Zip at checkout.
Log into your account to set up your repayment schedule to suit your lifestyle.
Reuse your account anywhere you see the Zip logo.
Fees & interest:
Zip Pay purchases are interest free, always.
Zip Money is interest free if you pay off your purchases within the interest free period.
Standard interest rate of 0.0% applies after the interest free period.
The $0.00 monthly account fee is waived if you pay your balance by the due date.
If there’s nothing owing on your account, there’s nothing to pay and no fees.
Choose from weekly, fortnightly or monthly payments to suit your lifestyle.
Repayments start from $40 a month and are based on your account’s credit limit.
Returns & refunds:
If your item meets Waster Management Australia’s returns policy, the purchase amount will be credited back to your Zip account.